Workers’ compensation is a critical aspect of employment benefits that offers a financial safety net for employees who sustain occupational injuries or develop work-related illnesses. This insurance program typically covers medical expenses and a portion of lost wages during recovery.
However, the duration of workers’ comp benefits can vary based on factors. A workers’ comp lawyer from Dyer, Garofalo, Mann & Schultz understands how stressful this time is. We know that you need answers and compensation quickly. We can provide you with trusted legal assistance for a successful claim.
The type and severity of the injury directly impact the duration of workers’ compensation benefits. Ohio’s workers’ comp system recognizes that some injuries may require more extended recovery periods than others. For instance, a minor injury may result in a shorter compensation duration compared to a severe, long-term injury or a permanent disability.
If you have questions about possible benefits for your specific injury, consult a workers’ comp lawyer immediately.
Temporary total disability tends to be the most common type of workers’ compensation. Ohio categorizes compensation into temporary total disability (TTD) benefits, applicable when an injured worker is 100% unable to work but can still resume work when they recover.
You will continue receiving TTD benefits once you miss work for over seven days, which is compensable after missing work for at least 14 days. You will then continue receiving TTD benefits for the time you are out of work. Once a physician establishes that an injured employee has attained maximum medical improvement, the TTD benefits may cease.
If a worker sustains a permanent impairment but still has some capacity to work, they may receive permanent partial disability (PPD) benefits. The duration of PPD benefits is influenced by the degree of impairment and the impact on the individual’s ability to work. Compensation may be provided for a set number of weeks based on the severity of the permanent impairment.
Even if PPD and TTD are terminated, you still may receive wage-loss benefits. For instance, if your wage rate is reduced due to physical limitations, you may receive payments for that wage loss. Benefits will continue to be adjusted or discontinued based on the state of your physical limitation.
Permanent Total Disability benefits are designed to provide life-long compensation financial support to individuals who have sustained work-related injuries or illnesses that permanently prevent them from engaging in any gainful employment.
To be eligible for these benefits, you must attend an examination and hearing by the Industrial Commission of Ohio. If your claim passes, you will continue to receive lost earning capacity payments for the rest of your life.
If the Bureau of Workers’ Compensation (BWC) or your employer rejects your claim, don’t panic yet. You can appeal for a better result, which might take several months to a year. It is highly advisable to consult with a workers’ comp lawyer to help the process go smoothly. That way, you will avoid mistakes that may cause further delays due to denials of your appeal. Contact us today for a free case evaluation.
Before establishing Dyer, Garofalo, Mann & Schultz L.P.A., Doug Mann, a top Ohio Injury Attorney served as a bodily injury claims adjuster at a major insurance firm. With over 40+ years of experience, Doug’s background has proven invaluable in securing maximum cash settlements for his clients swiftly. Since leaving the insurance industry, Doug has devoted his entire legal career to assisting injured clients during their times of greatest need.
This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by Founding Partner, Doug Mann who has more than 20 years of legal experience as a practicing personal injury attorney.
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