Last updated on November 23rd, 2023
According to the Cincinnati police department, there were 1,323 car crashes in the city in a recent month. A typical car accident in Cincinnati results in either property damage, bodily injury, or fatality.
Unfortunately, victims of car accidents face the consequences of the collision. They endure mounting medical bills, lost wages, permanent disability, loss of loved ones, and pain and suffering.
While some victims get compensation through insurance, others don’t receive assistance. If you’ve been involved in a vehicle collision, consult a Cincinnati car accident attorney about your legal options.
No one expects to be involved in an accident, which can happen in the blink of an eye. Unfortunately, most people are unprepared and need help knowing what to do once an accident occurs.
Here’s a brief of what you can do in case of an accident:
Stop the car as soon as possible— driving off after an accident is a criminal offense. Then, turn off the engine and switch on the hazard lights. In addition, determine whether anyone is injured, including yourself and passengers.
If there are injuries, call 911 to get an ambulance and request the police to come to the scene. Although the damage might be minor, calling the police is necessary in some states. In addition, the police will generate a report that the insurance company will rely on to process the claim.
If the vehicle is still operative, park on the shoulder of the road to avoid being hit by oncoming cars. If the vehicle is in danger of fire or explosion, get everyone away to a safe place off the road.
You’re only required to exchange your name and insurance information with the other driver involved in the accident. Limiting the interaction with the other driver is recommended to avoid blaming the other party or admitting guilt after a car incident.
If possible, collect the following information:
It helps to document the scene of the accident carefully.
Here’s a list of everything you should capture:
A few of the factors to consider when deciding whether or not to file an insurance claim include the following:
Here are scenarios that highlight the need to file an insurance claim:
File an insurance claim if the vehicle is damaged in a single-vehicle accident. The collision coverage will cater to most repairs, less the deductible. The compressive coverage will cover the damage if you hit a deer or other animal.
You should always file an insurance claim when someone is injured. If multiple people are involved in the accident, obtain each person’s ID and insurance information. Liability coverage caters to injury-related costs if you’re at fault.
You should always file a claim if you damage someone else’s vehicle in a significant collision when you’re at fault. If the other driver is at fault and offers to pay out-of-caution, proceed with caution because you can easily underestimate the cost of repairs.
No specific deadline determines the precise moment to file an insurance claim. However, it varies with the insurance policy. Most policies offer a window, say 30-60 day period.
For the best outcome, consider filing an insurance claim as soon after the accident happens or within a reasonable time frame.
If you decide not to file a claim, inform your insurance provider because the other driver may file a claim without you knowing.
Car accidents can happen at any time and can have devastating consequences. It helps to understand the main causes of car accidents in order to take preventative measures and ensure your safety on the road. It also helps to identify liability in the event of a car accident.
One of the leading causes of car accidents is distracted driving. In today’s digital age, there are a multitude of distractions that can take your attention away from the road. Texting, talking on the phone, and using navigation systems are just a few examples of common distractions. Everyone’s full attention should be on the road when driving. Avoid using your phone or any other distractions while behind the wheel, and if you need to make a call or send a message, safely pull over to the side of the road.
Another major cause of car accidents is speeding. Many drivers underestimate the dangers of exceeding the speed limit. Speeding reduces your ability to react to unexpected situations and increases the distance it takes for your vehicle to come to a stop. Always abide by the posted speed limits and adjust your speed according to road and weather conditions. Remember, it is better to arrive at your destination a few minutes late than to risk a life-altering car accident.
Driving under the influence of alcohol or drugs is another significant cause of car accidents. Impaired judgment and coordination greatly increase the likelihood of a collision. Never get behind the wheel if you have consumed alcohol or any substances that impair your ability to drive. If you plan to drink, designate a sober driver or use alternative transportation options like taxis or ridesharing services.
Additionally, reckless driving behaviors such as aggressive driving, tailgating, and running red lights pose a serious risk on the road. These actions not only endanger your own life but also the lives of others around you. Practice defensive driving techniques, always obey traffic laws, and be mindful of other drivers. By prioritizing safety and being considerate on the road, you can help reduce the incidence of car accidents.
Understanding the main causes of car accidents is key to preventing them and seeking justice as a victim. In Ohio, the negligent driver is liable for the injuries they cause, and their insurance coverage should cover all of your medical bills and other losses. However, you must prove how they caused the collision, and our Cincinnati car accident attorneys can help.
Car accidents can result in a wide range of injuries, varying in severity. Some of the most common injuries seen in car accidents include:
If you plan to seek compensation for a car accident in Cincinnati, you have to understand the statute of limitations. The statute of limitations sets the time limit within which you must file a lawsuit. In Ohio, the statute of limitations for car accident cases is generally two years from the date of the accident. It’s important to consult with a Cincinnati car accident lawyer as soon as possible to ensure that you meet all necessary deadlines and preserve your rights.
If you’ve been involved in a car accident in Cincinnati, you may be entitled to seek compensation for various damages. These can include:
Consult with our Cincinnati car accident lawyers, so we can assess your specific case and determine the damages you may be eligible to seek compensation for.
Victims of car accidents face the brute force of mounting medical bills, loss of livelihood, death, and pain and suffering. If you’re dealing with the effects of a car accident, you might not be sure whether to hire a lawyer. Even so, hiring an experienced car accident attorney is always beneficial, even if your losses are minimal.
Here are a few reasons why hiring a car accident attorney will help your case:
The strength of your claim depends on the available evidence. For instance, the picture of the scene, police report, or witness report can help prove fault. If you struggle to get some evidence, e.g., video footage, a lawyer can engage a few experts to retrieve it.
You’ll also benefit by working with a car accident attorney because they’re highly knowledgeable and experienced when dealing with insurance companies. Insurers always try to offer low settlement amounts and delegitimize valid insurance claims.
If you hire an experienced car accident attorney, they will negotiate with an insurance company for an offer that accounts for your losses. A lawyer also knows the tricks to deal with the most stubborn insurance adjusters because they’ve spent hundreds of hours in similar cases.
As such, working with a Cincinnati car accident attorney is the right approach to ensure you receive every last coin you deserve.
Once a car accident happens, you want to solve the matter immediately. As such, many people rush through the legal process and may accept the first offer tabled by the insurer or at-fault party.
Unfortunately, rushing through the legal process could cause you to leave money on the table. You may not receive fair compensation if you engage the at-fault party or the insurance company without legal aid.
If you were involved in a car accident and suffered a spinal cord injury, your life may become unbearable. In addition to pain and suffering, you’ll incur additional expenses, including mounting medical bills, loss of livelihood, and diminished enjoyment of life.
With that in mind, consider working with an experienced Cincinnati car accident attorney to help you improve your chances for fair compensation.
Dyer, Garofalo, Mann & Schultz is a team of highly trained and experienced attorneys dedicated to helping car accident victims since 1991.
Contact us online or call us at 1.937.222.2222 for a free case evaluation.
Before establishing Dyer, Garofalo, Mann & Schultz L.P.A., the top Ohio Injury Attorney served as a bodily injury claims adjuster at a major insurance firm. With over 40+ years of experience, Doug’s background has proven invaluable in securing maximum cash settlements for his clients swiftly. Since leaving the insurance industry, Doug has devoted his entire legal career to assisting injured clients during their times of greatest need.
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For your own sake, the very first thing you should do is remain at the scene of the accident – you’re breaking the law if you leave. Check for injuries, and then get out of the way of danger. See more steps to take following an accident here.
The most common car accident injuries include whiplash, soft tissue injuries, lacerations, broken bones, burns, neck and back injuries, concussion and TBI, internal bleeding, and more.
Leaving the scene of an accident is illegal in Cincinnati. You’ll have 24 hours following the accident to tell police of the time, location, and extent of the damage. Check all related to hit-and-run accidents.
A drunk driving accident occurs with a blood alcohol concentration (BAC) of 0.08 or higher. Further details regarding fault and potential consequences can be found here.
At a minimum, Ohio requires $25,000 for bodily injury coverage for one individual, $50,000 for bodily injury for two or more individuals, and $25,000 for property damage. See more about the insurance requirements in Cincinnati.
For a claim alleging negligence by another, the standard statute of limitations for personal injury (2 years) applies. If the motorcycle accident was caused by a defective product, then the law gives a 10-year statute of repose from the date the manufacturer first sold the product. Read more here about Ohio motorcycle accident law.
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