Disability Benefit FAQs
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Looking for More Information on SSD or SSI
Everything You Need to Know
Have you ever wondered about getting on SSD or SSI? If you suffer from a disability or a condition that makes working impossible you may be thinking about getting disability benefits. However, getting on SSD and especially SSI is a difficult process that can take not just months but years to qualify for. The best way to get approved? Have plenty of documentation. And sometimes a lawyer. Although it may seem overwhelming, getting SSDI or SSI is possible to do on your own without the help of a lawyer.
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Video Guide to Disability Benfits
Do I Qualify for SSD or SSI?
What are Qualifying Disabilities?
Qualifying disabilities for Social Security Disability or Supplemental Security Income can be hard to understand. There are many different types and even having one might not be enough to qualify for disability. For example, you may be in a wheelchair, but if you are under a certain age and able to take a desk job, you may not be qualified.
Yes. However, you would need to meet the SSA guidelines for the disability. To meet these qualifications you will need to meet with both your therapist and doctor to discuss your inability. They will be able to help you collect the documentation you need to present your case.
It can be hard to qualify for social security disability with a mental disorder. This type of disability requires a lot of documentation and consulting with both your doctor and your therapist.
Proving a disability is mostly about providing the correct documentation. For example, your doctor may need to run certain tests and provide you with documentation of the results.
Is SSD or SSI Worth Getting?
How Much Do You Get from Disability?
Not sure how much you might get from SSD or SSI? It might depend on how much you’re making right now or how much you were making before your injury. However, before you decide, SSD is the preferred option for a reason. SSI is unlikely to pay you as much, is harder to qualify for, but may accept you without work history.
The amount that you may receive monthly depends on your average lifetime earnings before your disability took effect. Most people will get around $800 to $1800 a month. In 2019, the average settlement amount nationally was $1,234.
The base rate for SSI is $771 a month. However, most people make less and in some cases more than this. SSI can reduce your payment for money you bring in from a secondary source. For instance, if you are getting money from friends or family or receive assisted living. If you are working you can keep the first $65 + half of what’s left. In some states you can get additional payments for cost of living. This ranges from $10 – $400
Through the SSA’s Ticket to Work Program the disability department attempts to help you continue to find work despite a disability. However, you may lose your benefits if you are an SSI recipient or if you make too much to continue SSD.
SSD or SSI?
Can I Do this on my own?
What is the Process of Applying for SSD / SSI?
The process for SSD and SSI starts out the same. You discover that you have a disability that is preventing you from working. Next, you go to the doctor and talk about your options and run tests to determine if you need disability. Your doctor will evaluate your results and determine if you can perform in your existing job or any type of job in the future. If you are applying with a mental disorder then there are a few more steps to consider with your therapist. Finally, you should have been able to collect enough evidence from your doctor to present your case. However, most people are denied at this step and may need to contact a disability lawyer.
Is this the end?
What Happens If I'm Denied Disability Benefits?
Getting denied disability is a common problem and one that most people who apply for disability will deal with. One thing you may not be prepared for is the long waits in between applying and being denied. Although you may expect the 6 month wait time after the initial application you might not be prepared to wait even longer on your second attempt. Many people can wait years in the process. However, talking to a lawyer if you feel unsure or after being denied can help you to speed up the process.
When DO I Need a Lawyer?
As we said previously, you don’t necessarily need a lawyer to apply but they can come in handy if you’re attempting to avoid a long wait period or you’ve denied in the past. A social security disability lawyer will look over your case and help you collect all the evidence you need.