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Common Questions Asked About SSDI & SSI
Social Security Disability in Dayton Ohio hasn’t always been easy to access for those unable to work. Many have been denied their right to social security disability. Social Security disability (SSD) and Supplemental Security Income (SSI) are federal programs. The Social Security Administration (SSA) administers disability benefits . However, there are differences in certain aspects of the process between the individual states. Below you’ll find disability benefit requirements in Dayton Ohio.
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What Are Social Security Disability Benefits in Dayton Ohio?
The Ohio Division of Disability Determination, in agreement with the Social Security Administration (SSA), determines medical eligibility for Ohioans who apply for Social Security disability benefits. Benefits include:
- Social Security Disability Insurance (SSDI) pays benefits to an individual and certain family members. However, only if the individual has worked long enough and paid Social Security taxes
- Supplemental Security Income (SSI) pays benefits based on financial need
The SSA determines if someone is unable to work. Unlike workers’ compensation or veteran’s benefits, SSA has no partial disability category. SSA Blue Book outlines all disabilities qualifying for disability benefits.
Why File for Social Security Disability in Dayton Ohio?
The Social Security disability application process is the same in Ohio as elsewhere. However, the office that makes decisions regarding disability claims in Ohio is the Division of Disability Determination (DDD). This is under the Opportunities for Ohioans with Disabilities (OOD) program.
Unfortunately, the Ohio DDD denies benefits to around 64% of those who apply for disability in Ohio. Only 36% of applicants are approved at the initial application stage, which is consistent with national approval rates.
If you are denied benefits, you will be able to file a paper appeal, called a Request for Reconsideration. Reconsiderations in Ohio accept 11% of applicants for disability benefits.
If you are denied benefits at the reconsideration stage, you can request an in-person hearing. However, this will be in front of an administrative law judge. Unfortunately, the average wait for a disability hearing in Ohio is 16 months. Although, you must submit an application to begin the waiting process.
However, you have the best chance of being awarded disability benefits following your disability hearing. For instance, disability hearings in Ohio accept 47% of disability applicants for benefits following their hearing. Although, 47% is still good, disability lawyers are able to gain a slightly larger percentage.
If you are approved for SSI or SSDI in Ohio, the State may add a supplement to your monthly payment. However, this is depending on your living situation. This supplement is called the residential state supplement (RSS). You must apply for the state supplement separately from Social Security disability or SSI.
As of 2019, the SSI state supplement in Ohio is determined as follows:
- Those who live in an adult community mental health home receive a monthly supplement of $306.
- SSI recipients who reside in an adult family home or adult foster home will receive a $506 monthly supplement.
- Ohio SSI recipients who reside in an adult group home or adult residential care facility will receive a monthly supplement of $606.
- SSI recipients in Ohio who live on their own or with family will not receive a supplementary payment from the state of Ohio.
Note that these amounts are in addition to the federal disability payment. The RSS program has income and asset limits that are stricter than the limits for the SSI program.
When to File For Social Security Disability in Dayton Ohio
Some advisors say it’s best to file immediately if you’re no longer able to work. However, others advise filing when it’s clear you will be unemployed for at least a year. Regardless, you could be in for a long wait. The initial application process can take three to six months, while appeals take much longer.
If you plan to apply online consider printing and filling out the application by hand first. Applying online is the quickest way and one that we recommend. It’s an opportunity to get familiar with the questions you’ll be asked. First compile all the information you need. Then you’ll have a smoother time on your application.
Validating Your Medical History for Disability Benefit Requirements
One of the most important pieces of a successful disability application is a complete medical record. First when applying you’ll answer questions to determine your eligibility for disability benefits. Then you’ll be asked to supply your medical records. For instance you may be asked to sign a release so that Social Security can request them for you. Then this is compared to their Blue Book.
It can speed the process up if you get the records yourself. Ohioans can receive a free copy of their medical records when applying for disability. Ohio is one of only a handful of states in which these records are provided.
To get records free, simply provide documentation from the Social Security Administration establishing that an application has been filed. What happens if you have to request medical records from a doctor outside Ohio? You can take advantage of a provision in the Health Information Technology for Economic and Clinical Health (HITECH) Act. This provides individuals with a right to obtain their medical records in an electronic format. However, you pay no more than the labor cost of fulfilling the request.
Contact Your Doctor Beforehand
It’s best to have the support of doctors who will be part of the application process. While it’s not necessary to receive benefits, it’s very helpful to put an opinion from a treating doctor in applications. Your doctor can outline the functional restrictions. Meaning the reasons that you’re unable to work eight hours a day, five days a week.
For those who can’t afford health insurance anymore, there are free medical clinics as well as government-sponsored Medicaid. Medicaid is available for people with low income as well as qualifying disabilities. Those who don’t qualify for Medicaid may be able to sign up for an Obamacare marketplace plan. Lower deductibles and co-payments, depending on household income are some of its caveats.
Consider Hiring an Attorney for Disability Benefit Requirements
Attorneys who represent social security disability claimants are not paid upfront. They receive a portion of the past-due benefits awarded to applicants. That means that an attorney who helps an applicant win benefits early is less expensive. Whereas one hired for an appeal after a failed application may be more expensive.
At Dyer, Garofalo, Mann & Schultz L.P.A., our attorneys specialize in disability cases in Ohio, Indiana, and Kentucky. We understand how important it is to file your case correctly.
What Are Social Security Disability Benefits in Ohio?
– Social Security Disability Insurance (SSDI) pays benefits to an individual and certain family members if the individual has worked long enough and paid Social Security taxes
– Supplemental Security Income (SSI) pays benefits based on financial need
Why File for Social Security Disability in Ohio?
– SSI recipients who live in an adult community mental health home receive a monthly supplement of $306.
– SSI recipients who reside in an adult family home or adult foster home will receive a $506 monthly supplement.
– Ohio SSI recipients who reside in an adult group home or adult residential care facility will receive a monthly supplement of $606.
– SSI recipients in Ohio who live on their own or with family will not receive a supplementary payment from the state of Ohio.
When Should You File for Disability?
Some advisors say it’s best to file immediately if you’re no longer able to work, while others advise filing when it’s clear you will be unemployed for at least a year. Regardless, you could be in for a long wait. The initial application process can take three to six months, while appeals take much longer.
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Prior to forming Dyer, Garofalo, Mann & Schultz, Doug worked as a bodily injury claims adjuster for a large insurance company. This unique experience has been a tremendous asset to Doug in his fight to achieve maximum cash settlements for his clients in minimum time. Since departing from the insurance company, Doug has dedicated his entire legal career to helping injured clients when they need it the most.